Working Capital Loans

AGF's Working Capital Loans provide your business the cash it needs to keep growing until you can cover all operating expenses out of revenue. Without a working capital loan most businesses are unable to generate enough revenue to stay afloat. These funds provide access to cash which can be used to pay rent or mortgage payments, utilities, marketing expenses, inventory, employees, etc.

Short-Term Loan

• Short-term loan has a fixed repayment period - usually 12 months - and fixed interest rates.
• You may be asked to put up an asset as collateral for this loan.

Confirmed Sales Orders or Accounts Receivable

• Loans based on confirmed sales orders or accounts receivable is another way to raise working capital.
  • If you need to fulfill a sizeable order of goods, but do not have the funds to do so, you may apply for a Working Capital Loan based on the value of the contract or order.
  • If there is new opportunity round the corner and you need funds to take advantage of it, you may apply for a Working Capital Loan based on the value of your accounts receivable. Accounts receivable is the amount of money you have billed your customers but have not yet received payment.

Download Credit Application Form



Related Links:
Business Finance
Equipment Finance